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Besides the cost, what are the disadvantages of having cataract surgery to remove a cloudy lens when my vision hasn't worsened enough to warrant insurance paying for the surgery?
If you have cataracts that are causing visual problems then insurance should cover the surgery. If your cataracts are not causing visual problems then the only reason to have surgery is to reduce your dependence on glasses. That operation is called refractive lens exchange and not cataract surgery, although it is a similar operation.
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